Best US Bank credit cards
December 16, 2019

Choosing the right credit card means finding one that fits your financial goals and spending habits — are you a student just starting to build credit? A regular credit user looking for great cash back options? Or an avid traveler that wants to earn reward points on every flight and hotel stay?
Whatever the case, US Bank offers a variety of cards to meet your needs and help achieve your goals, each with its unique perks and benefits. The key is choosing the best fit for your wallet and your lifestyle.
Our team has compiled the list below of the best US Bank credit cards.
Best US Bank card for avid travelers: US Bank Altitude Reserve Visa Infinite Card
Why it’s the best
The US Bank Altitude Reserve Visa Infinite Card makes it easy to earn travel reward points with 3x points for each dollar spent on travel purchases. You also earn 3x points for any purchases made with your mobile wallet — this includes Apple Pay, Google Pay and Samsung Pay. Points are redeemable for statement credit on travel purchases at 1.5 cents per point. You can also redeem points for merchandise or gift cards in real-time using your smartphone at one cent per point. Worth noting? This card includes a $400 annual fee.
If you’re an avid traveler, this card offers great earning potential — but you’ll need to do some legwork to make sure you maximize travel purchases and mobile wallet spending to get the most from this card. With complimentary lounge access in more than 1,200 locations and discounted car service across 110 countries, this card can shorten the time until your next trip.
Bonus points:
Best US Bank credit card for quality cash back: US Bank Cash+™ Visa Signature Card

Why it’s the best
The US Bank Cash+ Visa Signature Card lets you earn cash back on your terms. Get 1% cash back on everyday purchases, 2% cash back in one category of your choice — gas stations, grocery stores or restaurants — and select two categories each quarter that earn 5% cash back. While you’ll earn some cash back on just about everything, getting the most from this card means knowing where and when you spend to select the right bonus categories each quarter.
Bonus points:
Best US Bank credit card for simple cash back: US Bank Cash 365 American Express Card

Why it’s the best
Want to simplify your cash back earning? Go with the US Bank Cash 365 American Express Card. You get 1.5% cash back on all eligible purchases with no categories to select or spending limits to watch. Plus, there’s no annual fee and 0% APR on balance transfers for the first 12 billing cycles.
Bonus points:
Best US Bank credit card for low-interest rate: US Bank Visa® Platinum Card

Why it’s the best
This card is all about zero. For the first 18 billing cycles, you enjoy 0% APR on all purchases and balance transfers, making it easier to handle unforeseen costs, make big purchases or manage your debt. After the first 18 cycles, APR ranges from 13.99%-24.99%.
Bonus points:
Best US Bank credit card for occasional travelers: US Bank FlexPerks Travel Reward Visa Signature Card

Why it’s the best
If you enjoy traveling occasionally but don’t feel like shelling out $400 per year for your credit card, consider the US Bank FlexPerks Travel Reward Signature Card. You get 1x points on everyday spending and 2x points on charitable donations, most cell phone providers, gas stations and grocery stores. This makes it easy to earn rewards for simply living your life, and you can use those rewards to get away more often.
Bonus points:
Best US Bank credit card for building credit: US Bank Secured Visa Card
Why it’s the best
Looking to build credit? Try the US Bank Secured Visa Card. Deposit your checking or savings account and get a matching credit limit. Choose your payment due date to make sure you’ve always got funds available and get your credit back on track.