Banks are scrambling for your business and many are offering attractive rewards credit cards to get you on board, but not all rewards cards are treated equally.
Credit card issuers design rewards programs to appeal to different types of customers, with various spending habits. Some rewards programs cater to frequent travelers or fun-loving millennial’s, while others offer great rewards for suburban families. Chances are, one of these fantastic rewards cards is right for you.
Best rewards credit card for big families: American Express Blue Cash Preferred® Credit Card

Why it’s best
The benefits of the American Express Blue Cash Preferred Card are a dream come true for families. While other cards reward you for going out and painting the town red, the Blue Cash Preferred Card rewards you for dining in and binge-watching your favorite TV series.
The Blue Cash Preferred Card also offers some great travel benefits and rewards you for everyday transportation expenses, whether you drive a car or take public transit. So, if you are a suburban family with several mouths to feed, this might be the card for you.
Bonus Points
Best rewards credit card for people pay using mobile payment apps: Wells Fargo Cash Wise Visa® Credit Card

Why it’s best
The Wells Fargo Cash Wise Visa Card features an outstanding introductory offer with a low threshold cash back bonus and no interest for over a year. Transfer your balance from a high-interest card and pay it off while earning Cash Wise rewards.
At the checkout stand, technophiles can use the Cash Wise card to tap and go with their favorite digital wallet, while earning extra points during the first year. And when they shop at Wells Fargo’s online Earn More Mall, they can always earn bonus points. The Earn More Mall features products from some of America’s top retailers, including Apple, Bed Bath & Beyond, eBay, Nike and Walmart.
Bonus Points
Best rewards credit card for paying off high interest debt: Citi Simplicity® Credit Card

Why it’s best
Take advantage of interest-free purchases during your first year of membership with the Citi Simplicity Card. Lots of credit cards come with an interest-free introductory period, but the Simplicity card features a crazy long 21 month no-interest period that just applies to balances transferred from other credit cards.
More and more credit card companies are jumping into the digital wallet arena and Citi is no exception. You can use your Simplicity card with the three top digital wallet apps, but Citi also gives you another option that makes online purchases much faster and easier. And, when it is time to pay your Simplicity bill, Citi gives you options that will not leave you short on cash.
Bonus Points
Best rewards credit card for people who want maximum rewards for certain types of purchases: Chase Freedom® Credit Card

Why it’s best
The Chase Freedom Credit Card offers maximum rewards when you make purchases in certain bonus categories. The categories change throughout the year, making it easy to earn rewards on all types of goods and services.
The Freedom card also has a fantastic introductory rate for purchases and balance transfers. And, if you refer friends and family to the Freedom program, Chase will reward you with cash bonuses.
Bonus Points
Best rewards credit card for online shoppers: Capital One Quicksilver® Rewards Credit Card

Why it’s best
With Capital One’s Quicksilver card, you earn 1.5% cash back on all purchases. New members also enjoy a cash back bonus and a generous no-interest period. Quicksilver also comes with a host of travel benefits such as travel assistance services and travel accident insurance.
But what makes Quicksilver stand out most is its fantastic online shopping benefits. Capital One’s shopping tools help you find the lowest prices and reward you with a partial refund when you pay too much for an item. If you shop online for just about everything, Quicksilver might be the card for you. With Capital One’s Quicksilver card, you earn 1.5% cash back on all purchases. New members also enjoy a cash back bonus and a generous no-interest period. Quicksilver also comes with a host of travel benefits such as travel assistance services and travel accident insurance.
Bonus Points
Best rewards credit card for people who want flexible rewards: Bank of America® Cash Rewards Credit Card

Why it’s best
The Bank of America Cash Rewards Credit Card features a liberal no-interest introductory period that applies to purchases and balance transfers, plus a cash back bonus to get you started.
But this cash rewards card pulls ahead of the pack by offering you the ability to decide on which types of purchases you want to apply top rewards. In your everyday life, you might want to receive the highest rewards for purchases such as transportation costs or dining out. But you can switch your rewards structure to receive the highest rewards on online shopping during the holiday season or travel expenses during vacation.
The Bank of America Cash Rewards Credit Card features a liberal no-interest introductory period that applies to purchases and balance transfers, plus a cash back bonus to get you started.
Bonus Points
Best rewards credit card for people who want to design their own rewards: U.S. Bank Cash+™ Visa Credit Card

Why it’s best
The U.S. Bank Cash Visa gives you maximum cash back flexibility by allowing you to choose three categories to receive the highest rewards. If your highest expenses are groceries and utility bills, you can assign the highest rewards to those categories. And if gasoline is your third highest expense, you can allocate another rewards benefit to cover fill-ups. With the ability to change categories, the Cash+ card gives you the freedom to design your own rewards program based on your spending needs.
The Cash+ card also features a low $20 minimum rewards redemption threshold and allows you to receive cash back in the form of a checking account deposit, gift card or statement credit.
Bonus Points
Best rewards credit card for Bank of America and Merrill Lynch account holders: Bank of America® Premium Rewards® Credit Card

Why it’s best
The Bank of America Premium Rewards Credit Card features an introductory offer that will flood your account with rewards points within the first few months of membership. You earn points on every purchase but rack up the rewards when you use the card for travel and dining purchases.
The Premium Rewards card has loads of perks that help pay for incidental travel costs and airport security application fees, along with automobile protections, concierge services, purchase protections and travel insurance. Plus, when you use the card overseas, you’ll pay no foreign transaction fees.
The Bank of America Premium Rewards Credit Card features an introductory offer that will flood your account with rewards points within the first few months of membership. You earn points on every purchase but rack up the rewards when you use the card for travel and dining purchases.
Bonus Points
Best rewards credit card for people who spend big on dining out and entertainment: Capital One SavorOne℠ Card

Why it’s best
The Capital One SavorOne credit card offers big rewards for folks who like to have fun. The card offers its highest rewards for dining and entertainment purchases, making it a perfect card for millennials. Use the SavorOne card when you travel and enjoy no foreign transaction fees, travel accident insurance and concierge services.
New members can enjoy an extended no-interest period and earn a cash back bonus with a low threshold. SavorOne members also enjoy Capital One’s shopping tools, which help them save money and receive refunds on qualified purchases.
The Capital One SavorOne credit card offers big rewards for folks who like to have fun. The card offers its highest rewards for dining and entertainment purchases, making it a perfect card for millennials. Use the SavorOne card when you travel and enjoy no foreign transaction fees, travel accident insurance and concierge services.