Best for: students who never miss a payment
Going to college can be one of the first big steps towards becoming an adult. Most young adults will experience what it’s like to live outside of their parents’ home for the first time in their lives. Part of growing up is also having your own credit card.
This Capital One credit card is designed for those who are eager and ready to learn. Geared towards students who are beginning their credit journey, you’ll enjoy having all the perks this card has to offer.
The basics of the Capital One Journey Rewards Credit Card
The Journey’s standout features
Best way to use the Capital One Journey Rewards Credit Card
Learning to use your credit card responsibly is one of the many lessons you’ll encounter as a student. Take full advantage of being able to earn unlimited cash back with Capital One’s Journey Student credit card. It doesn’t matter if you’re getting that much-needed laptop or getting treats for your class; as long as you use your card you will be earning points.
Just as your classes will increase in difficulty, so will your credit line increase in amount. After making five on-time payments, you will see an increase in your credit line. This can come in handy not only in boosting your credit score, but also if you decide to travel abroad since you won’t have to worry about any hidden foreign transaction fees. You’ll just use your card just like any other day, and will still earn cash back along the way.
In a nutshell
The Capital One’s Journey Student card’s popularity comes as no surprise, as this card is targeted towards students who are eager to start a credit history. Take advantage of up to 1.25% cash back on every single purchase you make, as well as the peace of mind knowing that you have Eno® constantly monitoring your account.
Regardless of your lifestyle, everyone deserves a chance to build their credit. Don’t worry if your credit line starts low, because it will be bumped up after only five on-time payments. A student’s life is full of journeys, and Capital One Journey Student credit card hopes to be with you every step of the way.