Gold Delta SkyMiles® Credit Card Review
July 3, 2019
Best for: extra airline perks without big interest charges
This Delta credit card by American Express is a great way to earn SkyMiles faster. It’s all about the welcome bonus; you earn 30,000 bonus miles after you’re approved and use your new credit card to make $1,000 in purchases in the first three months. You’ll also receive a $50 statement credit on your first Delta purchase with your new Delta credit card if it’s made in the first three months. Read this review to learn more about all the perks you get with this Amex card.
The Basics of the Gold Delta SkyMiles® Credit Card
The Amex Gold Delta SkyMiles® Credit Card’s standout features
Best way to use the Gold Delta SkyMiles® Credit Card
Amex credit cards are designed to be paid in full every month. This card gives you the option to pay in installments, but the APR is higher than some cards (17.99% – 26.99% Variable APR). Avoid expensive interest charges by paying off this card’s balance in full every month.
To maximize the reward miles you can earn through this Amex you should make most purchases with it. Especially when buying Delta flights because the Gold Delta SkyMiles Credit Card from American Express gives you two points for every Delta dollar spent.
You’ll need a little strategy to stretch your Skymiles for flights. If your travel is flexible, choose Saver Award days for travel. Saver days require fewer reward miles than Peak or Standard award days. Check the Skymiles Deals page to see their latest point specials. Delta is one of the few airlines that allows you to book award travel for one-way legs, so consider booking two one-ways, which sometimes requires less Skymiles than a round trip booking.
In a nutshell
If you’re a loyal Delta flyer, the Gold Delta SkyMiles Credit Card is a good option. You’ll earn a Skymile point for every dollar spent and two points for every Delta purchase.
The annual fee of $95 per year is relatively affordable and can be easily offset by the travel perks Delta gives cardholders. The first checked baggage on a U.S. flight on Delta is $25. That’s $50 round trip per person for a checked bag. If you travel just once per year with your spouse and use your Delta credit card, you save $100 in checked baggage fees per round trip flight, offsetting the $95 annual fee.
Since Skymiles earned on this American Express card don’t expire, you can save them for a larger trip without worrying about losing them. And no-blackout dates means more popular holidays and vacation times may be available if you book early enough.