Best for: students looking to maximize quarterly bonuses
Finding the best credit card as a student can be daunting, but Discover offers a unique option for students who are just beginning their credit journey. With no annual fee and a rewards structure that pays rewards in categories where students frequently spend, the Discover it Chrome is a possibility worth considering.
The basics of the Discover it® Chrome Student Credit Card
The Chrome Student card’s standout features
Best way to use the Discover it® Chrome Student Credit Card
Money can be tight during your college years, and that’s why earning double cash back on the first year can be such an added bonus. Simply spend on what you need, knowing that you will be rewarded at the first anniversary of opening your Discover it Chrome credit card. Students who are able to keep a 3.0 GPA or higher will also get an extra $20 credit bonus, perfect for a nice treat for your efforts in the classes.
Traveling abroad during your college years is nearly a rite of passage, and you can count on Discover it Chrome to have your back. You will pay zero in foreign transaction fees that other credit cards spring on you when you use your card outside of the U.S. This allows you to use your credit card anywhere Discover is accepted without any hidden fees.
In a nutshell
You want and deserve one of the best credit cards out there. Widely touted as one of the best credit cards for students, this Discover card rewards your studying efforts year after year.
Discover is on your side throughout your credit journey. That is why you can rest easy knowing that if you forget a payment, you will get a break. The first late payment will have no extra fee and your APR will be unaffected by this small mistake. Learning to use your credit card takes time, and Discover is here to help you raise your credit score as you earn your degree.