Delta SkyMiles® Reserve Business American Express Card Review
March 20, 2020

Best for: Businesses looking to reduce the cost of travel and earn extra travel rewards.
The Delta SkyMiles® Reserve Business American Express Card is designed to help you get the most out of your travel experiences. From complimentary access to Delta’s top-tier Centurion Lounge to bonus miles, Medallion Qualification Miles (MQMs) and a host of travel perks that make it easier — and more cost-effective — to get where you’re going, this card can help your next business trip feel far more luxurious.
Here’s what you need to know about the Delta SkyMiles Reserve Business Card from American Express.
The basics
Standout features
Best way to use this card
Making the most of the Delta SkyMiles Reserve Business card is all about managing your miles — both the SkyMiles earned for everyday spending and the MQMs you earn for flying with Delta.
SkyMiles are earned on all purchases — with 3x miles for Delta spending — and can be redeemed through the Delta SkyMiles website. Book travel to more than 1,000 destinations with no blackout dates, or redeem for in-flight upgrades. You can also use SkyMiles to book vacations, purchase Delta gift cards or use the SkyMiles Marketplace to purchase gift cards and technology from popular retailers including Amazon, Starbucks, Walmart and Apple. Here, the best value typically comes from booking directly with Delta — any “Award Travel” purchased with miles can be used by the cardholder or designated for someone else, and Delta regularly compiles a list of travel deals to help you get the most from your miles.
The other half of this ultimate business travel experience is the Delta Medallion program. This rewards program is divided into four tiers: Silver, Gold, Platinum and Diamond. Each offers specific travel bonuses including waived baggage fees, waived same-day change fees, rollover MQMs and the highest-priority boarding. Accessing each tier requires you to meet specific conditions — for example, you need 25,000 MQMs and $3,000 worth of Medallion Qualification Dollars (MQDs) to achieve Silver tier status.
MQMs are earned based on how far you’re flying with Delta and your fare class, while MQDs come directly from Delta spending. The Delta SkyMiles Business Reserve card offers a 20,000 MQM bonus after you spend $5,000 in the first three months and also offers “Status Boost,” which lets you earn 15,000 MQMs when you spend $30,000 in purchases during a calendar year. You can earn this Status Boost four times per year, giving you a potential total of 80,000 MQMs from bonus offers and Status Boosts in your first year. Combined with regular Delta spending, business card owners can easily achieve Silver, Platinum or even Gold status every year. Plus, rollover MQMs allow you to keep any miles above and beyond your necessary tier qualification for the next year, putting you on the path to Diamond Medallion status.
In a nutshell
The Delta SkyMiles Reserve Business Card offers great travel perks, solid reward earning rates and a big sign up bonus. Making the most of this card does require regular management — you’ll need to keep track of SkyMiles, MQMs and MQDs — but with features like the Account Manager and yearly spending summary, you can make the most of your travel spending and enjoy the ultimate business travel experience.