Best for: students looking to build a higher line of credit
Starting your credit history can be scary, but Chase is here to help. This credit card requires you to apply at a Chase branch, where a professional will review options and help educate you on how to use your credit card. The automatic credit limit increase is also a sought-after feature, as this type of trust can take years to earn with other credit card issuers.
The Basics of the Chase Freedom® Student Credit Card
Chase Freedom Student’s Standout Features
Best way to use the Chase Freedom® Student credit card
Students need a chance to prove that they can handle a credit card. Chase Freedom Student credit card gives them the opportunity to do this. This card even provides a yearly thank you in the form of a $20 bonus on the card’s anniversary for up to 5 years.
Students can also use this card without having to worry about activating quarterly bonuses. Simply make purchases knowing you’ll earn 1% cash back on all purchases. These points can then be exchanged for cash back into your account, applied to your current credit card balance or for one of the many gift cards available at Chase.
It’s fair to say that students have enough on their plate with classes, tests and cram sessions. That is why Chase has made everything as easy as possible, from earning 1% cash back on all purchases to having countless options on how to spend these points.
In a nutshell
Starting your credit journey should be fun and should have incentives. Chase has you covered with a $50 bonus after you make your first purchase, along with a $20 annual (up to 5 years) thank you bonus when you keep your account in good standing and an automatic credit limit increase after making five on-time payments during the first 10 months of having your card.
Chase is vigilant of your financial safety, which is why it includes the Tap to Pay on this card. This protects you from identity thieves who use skimmers to replicate your credit card. This card also allows you to lock your card if you can’t find it and unlock it once you have it again. Locking your card means that your card cannot be used for anything, and if a purchase does go through when the card is locked then you’re not responsible for it.
Many credit card companies can offer you points, but Chase Freedom Student credit card offers you many more benefits as you start your journey into the credit world.