Capital One® QuicksilverOne® Rewards Credit Card Review
December 15, 2019
Good: For people with average credit scores
Better: For people who make most of their purchases with a credit card
Best: For frequent travelers
Best way to use this card
Use the Capital One® QuicksilverOne® card to make all your travel-related purchases. Not only will you rack up rewards for purchases such as airline tickets and hotel accommodations, you’ll also receive no-cost travel accident coverage. And if you rent a car using the card, you only need to pay for liability coverage.
Make incidental purchases using the card to help build your rewards balance. Most people can easily spend $20 per day on purchases such as restaurant bills, coffee and soft drinks. If you spend $400 per month on incidental purchases, you could earn more than 7,000 rewards points per year without even trying.
Pay monthly bills and streaming subscriptions. If your monthly expenses run $600, you could earn nearly 11,000 rewards each year.
In a nutshell
The Capital One® QuicksilverOne® credit card is a solid card for people with average credit scores and folks who use credit cards to make most of their purchases – even if it’s not quite as competitive when it comes to benefits.
QuicksilverOne rewards you with consistent 1.5% cash back points on all purchases but does not offer higher rewards in specific categories. For instance, Capital One’s Savor® Cash Rewards Credit Card awards 4% cash back on dining and entertainment purchases and 2% for grocery store purchases. And, Quicksilver charges an annual fee right off the bat, while the Savor card charges new cardholders no annual fee for the first year of membership.
QuicksilverOne also is devoid of introductory offers. Nonetheless, if you simply need a widely accepted credit card that earns you cash back, this card can deliver.