American Express EveryDay® Credit Card Review
July 19, 2019
Best for: frequent travelers who need lots of benefits
Millions of U.S. merchants accept American Express credit cards, making it one of the most useful ways to make purchases, and get rewards. If you are looking for a flexible credit card, with American Express’ world-famous features, the EveryDay might be the card for you.
The basics of the American Express® EveryDay® Credit Card
The Amex EveryDay’s standout features
Best way to use the American Express® EveryDay® Credit Card
With no interest for 15 months, it makes good financial sense to transfer balances from your high interest cards to the Amex EveryDay card. Use the time to pay down the balance, while receiving membership rewards as you make new purchases.
Double points for travel purchases makes the EveryDay card the best way to buy airline tickets, book hotel accommodation and pay for cruise packages. Protect yourself from collision and theft liability by using the card to rent cars and relax while you drive knowing Amex’s roadside assistance can help you along the way.
With double points rewards for U.S. supermarket purchases, the EveryDay card is the credit card to use whenever you buy groceries. By using the card for incidental purchases, like lunches and toiletries, you can easily earn 20% more bonus points for making 20 or more monthly transactions.
Take advantage of Amex’s purchase protection and extended warranty benefits by using the EveryDay card to make big purchases such as computers and home appliances. And save on purchases by using rewards points at participating websites.
In a nutshell
American Express cards are known for having great benefits for travelers, and the EveryDay card is no exception. With double rewards points on purchases made through the American Express Travel website, rental car coverage and travel accident insurance, it pays to have the EveryDay card in your wallet when you hit the road.
The American Express Gold Card has a beefier benefits package, but its $250 annual fee makes it less attractive for some credit card shoppers. However, the Gold Card does not charge foreign transaction fees, while the EveryDay card charges 2.7% of the transaction amount.
The EveryDay card offers the flexibility to carry a balance, which is a big plus for families on a budget. American Express’ Pay It and Plan It programs help you pay down your balance on your terms.
The EveryDay card is a great choice for people who do not need the full benefits of the Gold Card and for those who do not want to pay an annual fee.