Lauren Ward

Personal finance writer

Lauren lives in Virginia’s Blue Ridge Mountains with her husband and three children. In her spare time she enjoys board games and gardening.

Most Recent

BankAmericard® credit card Review

The BankAmericard® credit card is an ideal option for people planning to pay down existing credit card debt as quickly and inexpensively as possible. It offers an extended 0% introductory rate for 15 months on both balance transfers and new purchases. Plus, there’s no fee for balance transfers made within the first 60 days.

Citi® Double Cash Card Review

For people who don’t want the limitations of specific spending categories in order to earn cash back rewards, the Citi Double Cash credit card offers more flexibility than many other options. The 18-month 0% APR on balance transfers also makes this card a winner if you want one of the longer available terms to pay down credit card debt with no interest

Discover It® Balance Transfer Credit Card Review

The Discover it® Balance Transfer Credit Card caters to individuals who want a competitive balance transfer offer while still accruing cash back rewards points. Enjoy a 0% APR for 18 months on both balance transfers and 0% for 6 months on new purchases. You’ll also get an additional bonus matching all of the cash back rewards you accrued during your first year as a cardmember.

HSBC Gold Mastercard® Credit Card Review

For individuals seeking an extended introductory APR promotion, the HSBC Gold Mastercard has one of the longest periods available. New purchases also qualify for this promotion, making it a strong contender for anyone looking to pay down new or existing debt without racking up big interest charges.