Eric Richards

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Best 0% APR Credit Cards

You know what’s better than lots of interest? No interest. We can be understandably tetchy about cards that boast an introductory APR of 0% for a…

Bitcoin 101

Price of Bitcoin Bitcoin (and cryptocurrency in general, for that matter) may be one of the most pivotal innovations of our lifetime. There’…

Budgeting 101

Budgeting is a way of prioritizing your spending through careful planning and organizing. This planning process lays out where all of your money…

Identity Theft 101

Identity Theft 101: How it Happens & What to Do if It Does In September 2017, the credit reporting agency Equifax announced that around 145.5…

U.S. Health Care & Medical Debt Statistics

The U.S. Health Care Landscape It’s no secret the cost of health care in the U.S. is rising, and its relevance in both American daily life…