Cynthia Paez Bowman

Journalist specializing in personal finance and international business

Cynthia splits her time between Los Angeles, CA and San Sebastian, Spain. She travels to Africa and the Middle East regularly to consult with women’s NGOs about small business development.

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Best credit cards

There are credit card options available for every preference and lifestyle. Many have enticing offers and bonuses at sign up, making it hard to d…

American Express Blue Cash Everyday® Credit Card Review

The Amex Credit Card Blue Cash Everyday has no annual fee and offers savings in the form of cash back on gas (2%) and U.S. supermarket (3%) purchases. To qualify for the cash back rewards, you’ll have to steer clear of superstores and warehouse centers like Costco, Target, Sam’s Club and Wal-Mart and choose to buy your groceries and gas at dedicated supermarkets and gas stations.

Discover it® Cash Back Credit Card Review

The Discover it card is all about cold hard cash. You won’t be earning airline points or hotel-stay rewards – instead, you’ll earn cash back in several ways. Up to a quarterly maximum, you can earn 5% cash rewards when you activate rotating categories such as groceries, gas, restaurants and purchases on You’ll also earn an unlimited 1% on all purchases. Discover will match whatever you earned in cash back at the end of your first year year, making your strategic spending pay off doubly.

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® Review

If you fly even once a year, having a travel perks card like this American Airlines credit card can come in handy. You’ll accrue award miles quickly when you use the card for everyday purchases. Plus you’ll have access to airline perks often reserved for frequent fliers.

Capital One® Quicksilver® Credit Card Review

The Capital One Quicksilver Credit Card keeps it simple when you want a no-fuss rewards card that offers high-end services like a 24-hour concierge, travel emergency insurance and extended warranty protection for no extra fee.

Gold Delta SkyMiles® Credit Card Review

This Delta credit card by American Express is a great way to earn SkyMiles faster. It’s all about the welcome bonus; you earn 30,000 bonus miles after you’re approved and use your new credit card to make $1,000 in purchases in the first 3 months. You’ll also receive a $50 statement credit on your first Delta purchase with your new Delta credit card if it’s made in the first three months. Read this review to learn more about all the perks you get with this Amex card.

Capital One® Secured Mastercard® Credit Card Review

A big chunk of the population is just finishing college and entering the career world without enough credit to qualify for their first credit card. The Capital One Secured Mastercard solves this issue by offering a no-cost credit card that you back with a security deposit as low as $49. Here’s to building your credit.