
A credit card with a high limit is likely going to be one of the most useful things you’ll have in your wallet. Greater spending power, a better credit score and more rewards for your spending are just some benefits that come to mind. It’s also rather handy if you want to take advantage of lengthy 0% APR periods available on some cards to finance a big purchase.
Our team has compiled the list below of the best credit cards for high limits:
Best high limit credit card for travel rewards: Capital One® Venture® Rewards Credit Card

Why it’s the best
The Capital One Venture Rewards Credit Card offers double miles for every purchase — with no annual limits, expiration dates or rewards categories to worry you. A knock-out feature is the ability to transfer your miles to more than 15 travel loyalty programs.
The 50,000 bonus miles will bring you closer to your next holiday if you spend $3,000 on purchases in the first three months. There are plenty of travel perks, such as no blackout periods, travel accident insurance, auto rental collision damage waiver and up to $100 in credit for Global Entry or TSA PreCheck. It’s value-packed for an annual fee of $95, waived in the first year.
Bonus points:
Best high limit credit card for cash back rewards for families: Blue Cash Preferred® Card from American Express

Why it’s the best
The Blue Cash Preferred® Card from American Express is great for families. The market-leading 6% cash back at U.S. supermarkets up to $6,000 per year in purchases (then 1%), and the 6% cash back on select U.S. streaming subscriptions will appeal to many. The 3% cash back at U.S. gas stations and transit will win over remaining skeptics.
Making back your $95 annual fee will require spending just $31 per week on groceries — an easy target for most households. When considering the costs of gas, parking and transport, it’s easy to see how your rewards are supercharged with this card.
Bonus points:
Best high limit credit card for flexible rewards points: Chase Sapphire Preferred® Card

Why it’s the best
The Chase Sapphire Preferred Card is a real hit with travel aficionados. What differentiates this card is the ability to transfer reward points to Chase’s 13 airline and hotel partners at a 1:1 ratio, so you’re spoiled for choice with travel options.
But being part of Chase’s Ultimate Rewards Program means you’re not stuck with just travel rewards — redeem points for cash back, gift cards, statement credits and more. Yes, the rewards rate of 2X points on travel and dining is pretty standard given the $95 annual fee, but look beyond this, and you’ll see a broad spectrum of benefits that’s hard to beat.
Bonus points:
Best high limit credit card for travel with no annual fee: Capital One® VentureOne® Rewards Credit Card

Why it’s the best
The Capital One VentureOne Rewards Credit Card is ideal for moderate travelers who love the idea of travel rewards but loathe annual fees. While the rewards rate of 1.25 miles per dollar is unexceptional, it applies to every purchase, so you’re getting something back for your day-to-day spending without having to worry about limits and rewards categories. The welcome bonus of 20,000 miles will be handy for your next vacation, provided you spend $1,000 within the first three months.
With the ability to transfer your Venture miles to more than 15 travel partners and broad travel-related perks, the VentureOne Rewards is great for budget-conscious globetrotters.
Bonus points:
Best high limit credit card for dining and entertainment: Capital One® Savor® Cash Rewards Credit Card

Why it’s the best
The Capital One Savor Cash Rewards Credit Card is one of the best cash back cards on the market for dining and entertainment. Ideal for those whose idea of a good time involves eating and going out, you get unlimited 4% cash back on restaurants, fast food outlets, cafes, movies, sporting events and much more.
The 2% cash back at grocery stores is in line with the market rate, but there is a waived $95 annual fee in the first year. You won’t have to keep track of rotating categories, and the welcome offer of $300 is great if you manage to spend $3,000 on purchases in the first three months.
Bonus points:
Best high limit credit card for first-year cash back bonus: Discover it® Cash Back Card

Why it’s the best
The Discover it® Cash Back Card offers an attention-grabbing 5% cash back for the first $1,500 spent on quarterly rotating categories each time you activate. Yes, you’ll have to pay attention to the rewards calendar, but categories are announced at the beginning of the year, giving you plenty of time to plan your spending.
Discover will also match the cash back you’ve earned in the first 12 months, which can potentially land you a lucrative bonus. With no annual fee and a 0% APR for a decent 14 months, then the go-to variable rate of 13.49% to 24.49% after that, this card is great if you’re happy to put in the effort to maximize your cash back.
Bonus points:
Best high limit credit card for flat-rate cash back: Capital One® QuickSilver® Cash Rewards Credit Card

Why it’s the best
While the 1.5% rewards rate is by no means market-leading, the Capital One Quicksilver Credit Card is a winner when it comes to simple rewards. The flat-rate cash back applies to all purchases, with no caps or limits.
The welcome bonus of $150 isn’t huge, but you’ll only need to spend $500 in the first three months to qualify. The 0% APR period of 15 months on purchases and balance transfers (15.49% – 25.49% variable APR thereafter) will save you a lot of interest. Better still, there are no annual or foreign transaction fees.