Best Chase credit cards

When it comes to credit cards, there’s no one-size-fits-all option. If travel is your passion, you’re looking for a card that pays you back every time you make hotel reservations or book a flight. If cash back is your preference, you might be looking to maximize earnings — or simplify the process for everyday purchases. If you run a small business, you need perks from your card that align with business spending.

Not sure where to start? 

Best Chase credit card for travel: Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Why it’s the best

The Chase Sapphire Preferred Card helps your travel points go farther with 25% more value if you book airfare, car rentals and cruises through Chase Ultimate Rewards. This card also makes earning travel points easy — get 2x points on all travel and dining purchases and 1x points on other experiences. With great earning potential and extra value through Chase Ultimate Rewards, your next trip is closer than ever.

Bonus points:

  • Earn 60,000 bonus points when spending $4,000 in the first three months after account opening — that’s $750 through Chase Ultimate Rewards to help get you off the ground.
  • Receive 1:1 point transfer with popular travel partners to improve your points — and you — go farther.

Best Chase credit card for travel perks: Chase Sapphire Reserve® Card

Chase Sapphire Reserve®
Chase Sapphire Reserve®
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Why it’s the best

If you’re an avid traveler who wants the best points-earning potential and great travel perks, consider the Chase Sapphire Reserve Card. Immediately after earning your $300 travel credit, get 3x points on travel and dining worldwide along with 1x points for everything else, and 50% more value on points when you book through Chase Ultimate Rewards. With a $550 fee, however, this card is best suited to big travel spenders.

Bonus points:

  • Get 50,000 bonus points if you spend $4,000 on purchases in the first three months after account opening to help fund your next getaway.
  • Enjoy a $300 annual credit as reimbursement for travel purchases each year — so check that other bag or order that in-flight service, making your trip even better.
  • Access over 1,000 VIP lounges in 500 cities with a one-time Priority Pass Select enrollment, letting you travel like you deserve: In style.

Best Chase credit card for quality cash back: Chase Freedom Unlimited® Card

Chase Freedom Unlimited®
Chase Freedom Unlimited®
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Why it’s the best

With 1.5% cash back on every purchase, every day, the Chase Freedom Unlimited Card makes it easy to earn wherever and whenever you spend. Plus, this card has no annual fee, cash back rewards never expire and you get 0% APR on your purchases and balance transfers for the first 15 months with a variable go to rate of 16.49% – 25.24% after that. Are there cards with higher cash back? Absolutely. But for streamlined, quality cash back every day, you can’t beat the Unlimited benefit.

Bonus points:

  • Grab $150 in cash back when you spend $500 in the first three months after account opening, then redeem it for statement credit, gift cards or travel purchases.
  • Enjoy 120-day purchase protection on new purchases against damage or theft up to $500 per claim and $50,000 per account to help make sure you always get your money’s worth.

Best Chase credit card for simple cash back: Chase Freedom® Card

Chase Freedom®
Chase Freedom®
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Why it’s the best

If you’re looking for a combination of simple cash back and extra earning potential, the Chase Freedom Card has you covered. Get 1% cash back on all purchases and earn up to 5% cash back for bonus category spending each quarter, up to $1,500 combined. Just like Freedom Unlimited, this card has no annual fee but requires you to activate the extra cash back bonus categories each quarter to earn maximum rewards. 

Bonus points:

  • Get $150 cash back after spending $500 on purchases in the first three months after account opening, then redeem your cash on-demand.
  • Keep your card safe with automatic fraud alerts sent via phone, text or email to ensure you’re the one earning maximum cash back.

Best Chase credit card for small business rewards: Ink Business Unlimited Credit Card

Ink Business Unlimited℠ Credit Card
Ink Business Unlimited℠ Credit Card
Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Why it’s the best

Small businesses have enough to worry about — so streamline your spending with a credit card that pays you back for every business purchase. Earn 1.5% cash back for all business purchases, then add employee cards at no additional cost to increase your cash back even more. Set spending limits on each card to keep costs under control, and redeem your cash back for statement credit, gift cards or travel purchases — whatever’s best for your business. Plus, there’s no annual fee and 12 months of 0% APR on purchases to get you started. There is a variable go to rate of 14.74% – 20.74% after that.

Bonus points:

  • Earn $500 cash back on your card when you spend $3,000 on purchases in the first three months after account opening to kickstart your company savings.
  • Safeguard business spending with automatic fraud monitoring, purchase protection and personalized account alerts. 

Best Chase credit card for small business travel: Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card
Ink Business Preferred℠ Credit Card
Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.

Why it’s the best

If your small business depends on regular employee travel to boost bottom lines and drive revenue growth, the Ink Business Preferred Credit Card can help you earn travel rewards — and reduce travel spending — on every purchase. Get one point per dollar with no maximum limit, along with 3x points on the first $150,000 spent on combined purchases for travel, shipping, internet service and online advertising. Plus, your points are worth 25% more when redeemed for travel through Chase Ultimate Rewards.

Bonus points:

  • After spending $5,000 in purchases in the first three months after account opening, get 80,000 points — that’s $1,000 towards travel.
  • Enjoy automatic trip cancellation protection up to $5,000 per trip on prepaid travel expenses and up to $600 in protection for lost or damaged business cell phones.

Doug Bonderud

An award-winning finance, technology and security writer, Doug has a knack for distilling complex concepts down into actionable, readable copy that generates interest and drives engagement