Best Capital One Credit Cards

Travel cards? Cash back rewards? Credit building? The list of credit card benefits is expanding as companies look to earn your business and make sure they’re the first card in your wallet. Capital One offers a host of credit card options — and bonuses — to meet your needs, but with so many choices available, how do you find your best financial fit?

Our team has compiled the list below of the best Capital One credit cards.

Best Capital One credit card for travelers: Capital One Venture Rewards Card

Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel.

Why it’s the best

The Capital One Venture Rewards Card lets you earn unlimited Venture Rewards with 2x miles for every dollar spent on purchases, every day. In addition to redeeming your Venture miles for flights and hotels, you can also transfer your points to popular travel partners including Aeromexico, Air France KLM and Emirates Skywards, making it easy to get where you’re going, sooner.

Bonus points:

  • New cardholders get 50,000 bonus miles after spending $3,000 or more in the first three months after account opening.
  • No foreign transaction fees, up to $100 in Global Entry or TSA PreCheck credit and automatic travel accident insurance provide peace of mind when you’re out exploring the world.

Best Capital One credit card for cash back: Capital One QuickSilver Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card
Capital One® Quicksilver® Cash Rewards Credit Card
One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening.

Why it’s the best

The Capital One QuickSilver Card makes it easy to earn cash back with 1.5% on every purchase, every day. Redeem cash back at any time — use it for statement credit, to pay down recent purchases or buy popular gift cards. Plus, cash back doesn’t expire for the life of the account, giving you the power to bank your cash for big purchases or use it on-demand. It’s your cash, your way.

Bonus points:

  • Enjoy a $150 cash back bonus if you spend $500 in purchases in the first three months after account opening.
  • Get 0% APR on purchases and balance transfers for the first 15 months, letting you earn cash back interest-free.

Best Capital One credit card for small businesses: Capital One Spark Cash for Business

Capital One® Spark® Cash for Business
Capital One® Spark® Cash for Business
Limited Time Offer: Earn up to $2,000 in cash bonuses.

Why it’s the best

Put money back into your business with the Capital One Spark Cash for Business credit card. You get 2% unlimited cash back on all purchases that can be redeemed at any time and with no minimum redemption limit. Plus, you’ll receive a customized, itemized credit report each year to help streamline business spending, planning and budgeting.

Bonus points:

  • Earn double bonuses with Capital One Spark — get $500 cash back when you spend $5,000 in the first three months after account opening, and another $1,500 in cash back when you spend $50,000 in the first six months.
  • Add employee cards to your account for free, making it easier to earn more cash back, more quickly.

Best Capital One credit card for college students: Journey Student Rewards from Capital One

Journey® Student Rewards from Capital One®
Journey® Student Rewards from Capital One®
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month.

Why it’s the best

Start building credit sooner, rather than later. The Journey Student Rewards from Capital One card makes it easy with no annual fee and 1% cash back on every purchase. If you make your first five monthly payments on time, you also get access to a higher credit line, letting you build better credit without breaking your budget.

Bonus points:

  • Boost your cash back to 1.25% instead of 1% for every month you pay on time.
  • Access to CreditWise lets you see your credit score and monitor your credit profile to make money management easier.

Best Capital One credit card for dining and entertainment: Capital One Savor Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card
Capital One® Savor® Cash Rewards Credit Card
Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening.

Why it’s the best

Get paid for what you enjoy doing — the Capital One Savor Rewards Credit Card offers unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% for everything else. Through May 2020, you also get 8% cash back on any tickets booked through Vivid Seats, and all Savor cardholders enjoy inside access to premium table bookings with OpenTable along with VIP entry and ticket discounts at the Capital One Arena.

Bonus points:

  • Spend $3,000 on purchases in the first three months after account opening and get a $300 cash bonus.
  • Rewards never expire, making it easy to save up for the entertainment experience you’ve always wanted.

Best Capital One credit card for average credit: Capital One QuickSilverOne Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card
Capital One® QuicksilverOne® Cash Rewards Credit Card
Earn unlimited 1.5% cash back on every purchase, every day.

Why it’s the best

Sometimes, simple is best. The Capital One QuickSilverOne Cash Rewards Credit Card keeps credit simple with a $39 annual fee and 1.5% cash back on every purchase, every day. Redeem your rewards whenever and however you want, and access a higher credit line when you make your first five monthly payments on time. 

Bonus points:

  • With $0 fraud liability, you’re not on the hook for any fraudulent charges if your card is lost or stolen.
  • Check your credit score and manage your spending with access to CreditWise from Capital One.

Best Capital One credit card for building credit: Capital One Secured Mastercard

Capital One® Secured Mastercard®
Capital One® Secured Mastercard®
No annual fee, and all the credit building benefits with responsible card use.

Why it’s the best

Need to start building credit or start over? The Capital One Secured Mastercard makes it easy: Put down a $49, $99 or $200 refundable security deposit and get an initial credit line of $200. Put down more to increase your credit limit, and get your deposit back if you convert to an unsecured credit card.

Bonus points:

  • With no annual fee and access to a higher credit line after you make your first five monthly payments on time, the Capital One Secured Mastercard streamlines your spending and helps boost your credit rating.
  • Pick a monthly due date and payment method that works best for you to make sure you pay your balance on time.

Doug Bonderud

An award-winning finance, technology and security writer, Doug has a knack for distilling complex concepts down into actionable, readable copy that generates interest and drives engagement