Best Capital One credit cards
January 16, 2020
Travel cards? Cash back rewards? Credit building? The list of credit card benefits is expanding as companies look to earn your business and make sure they’re the first card in your wallet. Capital One offers a host of credit card options — and bonuses — to meet your needs, but with so many choices available, how do you find your best financial fit?
Our team has compiled the list below of the best Capital One credit cards.
Best Capital One credit card for travelers: Capital One Venture Rewards Card
Why it’s the best
The Capital One Venture Rewards Card lets you earn unlimited Venture Rewards with 2x miles for every dollar spent on purchases, every day. In addition to redeeming your Venture miles for flights and hotels, you can also transfer your points to popular travel partners including Aeromexico, Air France KLM and Emirates Skywards, making it easy to get where you’re going, sooner.
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Best Capital One credit card for cash back: Capital One QuickSilver Cash Rewards Credit Card
Why it’s the best
The Capital One QuickSilver Card makes it easy to earn cash back with 1.5% on every purchase, every day. Redeem cash back at any time — use it for statement credit, to pay down recent purchases or buy popular gift cards. Plus, cash back doesn’t expire for the life of the account, giving you the power to bank your cash for big purchases or use it on-demand. It’s your cash, your way.
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Best Capital One credit card for small businesses: Capital One Spark Cash for Business
Why it’s the best
Put money back into your business with the Capital One Spark Cash for Business credit card. You get 2% unlimited cash back on all purchases that can be redeemed at any time and with no minimum redemption limit. Plus, you’ll receive a customized, itemized credit report each year to help streamline business spending, planning and budgeting.
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Best Capital One credit card for college students: Journey Student Rewards from Capital One
Why it’s the best
Start building credit sooner, rather than later. The Journey Student Rewards from Capital One card makes it easy with no annual fee and 1% cash back on every purchase. If you make your first five monthly payments on time, you also get access to a higher credit line, letting you build better credit without breaking your budget.
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Best Capital One credit card for dining and entertainment: Capital One Savor Cash Rewards Credit Card
Why it’s the best
Get paid for what you enjoy doing — the Capital One Savor Rewards Credit Card offers unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% for everything else. Through May 2020, you also get 8% cash back on any tickets booked through Vivid Seats, and all Savor cardholders enjoy inside access to premium table bookings with OpenTable along with VIP entry and ticket discounts at the Capital One Arena.
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Best Capital One credit card for average credit: Capital One QuickSilverOne Cash Rewards Credit Card
Why it’s the best
Sometimes, simple is best. The Capital One QuickSilverOne Cash Rewards Credit Card keeps credit simple with a $39 annual fee and 1.5% cash back on every purchase, every day. Redeem your rewards whenever and however you want, and access a higher credit line when you make your first five monthly payments on time.
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Best Capital One credit card for building credit: Capital One Secured Mastercard
Why it’s the best
Need to start building credit or start over? The Capital One Secured Mastercard makes it easy: Put down a $49, $99 or $200 refundable security deposit and get an initial credit line of $200. Put down more to increase your credit limit, and get your deposit back if you convert to an unsecured credit card.
