For anyone who has a big purchase coming up in the future, the Wells Fargo® Platinum Card ranks at the top of the list of smart picks. By offering no annual fee and a strikingly long 0% introductory APR period of 18 months, this card will make itself your go-to for financing your big expenses.
The BankAmericard® credit card is an ideal option for people planning to pay down existing credit card debt as quickly and inexpensively as possible. It offers an extended 0% introductory rate for 15 months on both balance transfers and new purchases. Plus, there’s no fee for balance transfers made within the first 60 days.
The Discover it® Balance Transfer Credit Card caters to individuals who want a competitive balance transfer offer while still accruing cash back rewards points. Enjoy a 0% APR for 18 months on both balance transfers and 0% for 6 months on new purchases. You’ll also get an additional bonus matching all of the cash back rewards you accrued during your first year as a cardmember.
For those of us who think earning credit card rewards should be simple, the American Express Cash Magnet® Card ranks pretty high on the list. By giving cardholders a flat-rate 1.5% cash back on all purchases with zero annual fee, Amex makes this card easy to pull out of your wallet.
The Capital One Quicksilver Credit Card keeps it simple when you want a no-fuss rewards card that offers high-end services like a 24-hour concierge, travel emergency insurance and extended warranty protection for no extra fee.
For individuals seeking an extended introductory APR promotion, the HSBC Gold Mastercard has one of the longest periods available. New purchases also qualify for this promotion, making it a strong contender for anyone looking to pay down new or existing debt without racking up big interest charges.