Erica Sandberg

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Best credit cards for teens

The best credit cards for teenagers are easy to obtain, inexpensive to use, and have at least a few perks.

Beginner’s rewards card guide

Have you heard the story about people who use credit cards to make money? It’s no fable. If you get the right type of rewards card and use…

All settled up with Equifax? How you can keep your financial data safe post-breach

News of data breaches can be scary and upsetting. After all, you trust companies to safeguard your personal information, not expose it – wh…

Foster youth: How to protect and build credit

Monitoring credit activity is crucial for anyone – but especially for those in the foster care system. The odds that a child who’s in the system…

How to rebuild credit from coerced debt

Coerced debt is debt accrued from all nonconsensual, credit-related transactions that occur in an abusive relationship. If you owe money to credi…

Four steps to a lower credit card APR

If your credit card’s APR is too high, it’s in your best interest to lower it, especially if you’re hanging on to debt. An APR is the annual perc…

A millennial’s guide to digital banking

The traditional banking process involves entering a branch to conduct business, regular visits to ATMs and dealing with checks and cash. Digital…

Travel rewards card or airline/hotel card? Which is better for you?

Love to travel but the cost of getting out of town is beyond your means? A rewards credit card can come to your rescue. The right product can mak…

A note of caution: The potential dangers of rewards credit cards

Rewards credit cards can be a double-edged sword. On the one side, they’re fantastic financial tools. As long as you wield them correctly, you ca…